Buying Advice

Survey Says £25,000 Repairs, Should You Reduce Your Offer?

If your house survey report says the property may need £25,000 of repairs, it is normal to feel worried. But you should not panic, and you should not automatically reduce your offer by the full amount without checking the details first.

Direct Lender vs Mortgage Adviser

When you need a mortgage, you usually have two main choices: go directly to a mortgage lender, such as a bank or building society, or use a mortgage broker, also called a mortgage adviser.

Can a Cheap Solicitor Cost You More?

Don't choose a solicitor based solely on price. Consider their experience, communication, reviews, workload, and service quality, because delays or mistakes during conveyancing can end up costing far more than the initial saving.

Offer Preparation

Offer preparation means getting everything ready before you make an offer on a house or flat. A prepared buyer looks serious, understands the property value, knows their budget, and can move quickly if the seller accepts

How much should I offer?

The best offer is not always the highest offer. A sensible house offer in the UK should be based on the property value, local sold prices, the condition of the home, buyer competition, and your own budget.

Home Viewing Checklist

A practical UK home viewing checklist covering the property’s condition, rooms, roof, damp, heating, parking, local area and important questions to ask before making an offer.

Common First Time Buyer Mistakes

Discover common first-time buyer mistakes, including underestimating costs, skipping surveys, choosing the wrong mortgage and failing to investigate the property before exchange.

Hidden Costs of Buying a House

Explore the hidden costs of buying a house in the UK, including Stamp Duty, conveyancing, surveys, mortgage fees, insurance, removals and immediate repairs.