Mortgages & Finance Guides
Can a Mortgage Offer Be Withdrawn Before Completion?
Learn why a UK mortgage offer may be changed or withdrawn following new borrowing, employment changes, property concerns, inaccurate information or an expired offer.
Mortgage Application to Offer: The Complete Process
Follow the UK mortgage application process from document checks and underwriting to the lender’s valuation, mortgage offer, conditions and expiry date.
Mortgage Rates, APRC and Fees Explained
Understand fixed, tracker and variable mortgage rates, APRC, product fees, valuation charges, early repayment charges and the total cost of a mortgage deal.
Mortgage Deposits and Loan-to-Value Explained
Learn how mortgage deposits and loan-to-value ratios work, including 95%, 90%, 85% and 75% LTV mortgages and how a lender’s property valuation can affect the calculation.
Mortgage Affordability: How Lenders Assess Buyers
Clear UK mortgage and finance information to help home buyers understand borrowing, deposits, lender checks, mortgage costs and the journey from application to completion.
Direct Lender vs Mortgage Adviser
When you need a mortgage, you usually have two main choices: go directly to a mortgage lender, such as a bank or building society, or use a mortgage broker, also called a mortgage adviser.
